How Does the VIP Rewards Program Work?
Willow Lake Lending customers are automatically enrolled in the VIP Rewards program – no additional application required! Customers in good standing are eligible to take advantage of our selection of VIP perks listed below.
Higher Loan Amounts
Willow Lake Lending VIP Rewards members may qualify for higher loan amounts on subsequent loans they apply for. We offer loans up to $3,000 AND extra perks for making on-time payments.
Lower Rates
VIP members may be eligible for lower interest rates on their subsequent loans.†
Exclusive Offers
VIP members get access to exclusive offers all year round. Be sure you stay opted in to our marketing emails and texts to stay in the know!
Priority Call-In Service
Willow Lake Lending VIP members get priority service to speak with an agent upon calling in.
Frequently Asked Questions
Willow Lake Lending provides consumer Installment Loans. An installment loan is a type of loan where you borrow a set amount of money and repay the loan over a fixed period of time with regularly scheduled payments called installments. Payments are typically scheduled based on your pay frequency.
Payments are typically scheduled based on your pay frequency.
The term of the loan may vary but is typically 10-18 months.
You can pay off your loan at any time without penalty. You will only pay the interest accrued on your loan up until your pay off date. To make an early payment, please contact our Customer Care Team at least three business days before your next payment is due/scheduled at
(855) 857-5253.
Examples of Installment Loans: Auto Loans, Mortgage Loans, Student Loans.
Our loan process is fast and easy. Once you fill out your online loan application, we will send you an email about your application status. Loan application information may be subject to verifications prior to finalizing the loan application process. If the loan application is approved we will send you your Loan Agreement. You are required to review and agree with the Terms and Conditions of the Loan Agreement, prior to electronically signing. Funds from Willow Lake Lending are usually deposited as soon as the next business day after your loan application is approved. Weekends and bank holidays are not considered business days. Some loans may be eligible for free same-day funding if approved Mon-Fri by 2:00pm Central Time*. For expedited funding inquiries call our Customer Care Team at .
Willow Lake Lending uses many factors to determine your loan amount eligibility. The loan amounts we have available for qualified borrowers range from $200 to $3,000. Maximum loan amount is $3,000 for first-time customers. Not everyone will qualify for the maximum loan amount.
For most customers, your funds will be deposited in your bank account as soon as the next business day after your application has been processed and approved. You can request same-day funding if your application is reviewed and approved by 2:00 p.m. Central Time*. For loans that are processed on weekends or bank holidays, your funds will be available as soon as the next business day (weekends and bank holidays are not considered a business day). To help the funding process go as quickly as possible, keep an eye out for your confirmation emails as they may contain important information about the status of your loan. Check your spam folder if you don’t see these emails in your inbox.
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About Willow Lake Lending
Willow Lake Lending is a trusted lender providing simplified, accessible installment loans. Our streamlined application and approval process means you’ll get a quick loan decision and see what you’re eligible for within minutes.* Plus, many Willow Lake Lending customers will qualify to receive their funds as soon as the same day!*
†Certain program and underwriting requirements apply.