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Every on-time payment brings you closer to paying less. It's our way of rewarding you for staying on track.
Every on-time payment automatically earns you points — no extra steps, no opt-ins. Just keep doing what you're already doing and watch your rewards grow.
Your points are yours to use whenever you're ready. Apply them directly toward your principal balance which reduces what you owe.
This isn't a gimmick — your redeemed points lower your principal balance, meaning you pay less interest over the life of your loan. Real rewards, real savings.